Here Is A Quick Cure For Hackers Have Your Credit Card Number & Personal Data! This present article is to teach you some skills to protect yourself against hackers to put their hands on your credit card number and personal data. Important to let you know that hackers are smart and intelligent people who are very patient they have a huge ability to observe their target and learn their social behavior before they choose them and them.
The crucial and important thing to keep in your mind is the most dangerous and professional hackers and cyber criminal, start hacking and operate offline way before they go online, those hackers are men and woman invisible in the social environment they hide themselves behind any type of characters, they can the janitors, the bank clerk, the security guard, the bartender, the insurance sale person, a car salesman, the messenger, a debt collector agent or your mailman from the local post office in your neighborhood etc.
Hackers choosing to work or hiring people working for them from any place where they can harvest a lot of data from people they are targeting, and hackers are not looking for small deals they love big gigs, they can start collecting information from a source from one to three years before the event perpetuate any action from the data they have in their hands.
In most of the case, hackers are sucking data, and use them for years before the victims: institution or individuals realize they have been hacking, one of the common scenarios is the damage perpetuate by the hackers are so important, even the victims do not want this information to become public because that can affect their business and their reputation.
This the reality we are living in now, one of the famous and spectacular cases of hacking is PDQ data breach exposes customers credit card information and personal using this restaurant chain. according to the notice PDQ website quote:”
We have been the target of a cyber-attack. An unauthorized person (hacker) exploited part of our computer related system and accessed and or acquired personal information from some of our customers. We believe the attacker gained entry through an outside technology vendor’s remote connection tool. Based on an investigation, the unauthorized access and or acquisition occurred from May 19, 2017 – April 20, 2018 (breach time period). We learned on June 8, 2018, that credit card information and or some names may have been hacked. All PDQ locations in operation during some or all of the breach time period, were affected.”
By the time been PDQ has been investigating the incident and said it is taking measures in order to prevent it from happening again. Whatever they will do to protect themselves in their business that will not avoid ordinary people to be the victims of cybercriminal activities. But, what you can do following this breach.
In cases like this one or any other similar data breach where your credit cards information and your personal data can be compromised, it’s better to be safe than sorry. so keep in mind to use these tips to avoid or to limit any possible damage and money loss that can affect your personal finance in the quality of life.
Monitoring your bank accounts
Keep in eye frequently in your bank account, checking your bank statements, looking for suspicious activity. It’s even more critical when credit and debit card information has been exposed through a data breach. If you see anything that seems strange, report it immediately. It’s the best way to keep your financial accounts safe. If your card was breached, your bank will issue you a new one.
Enrolling yourself in online banking
Ask your bank clerk about online banking, and enroll yourself in it. After creating your access to online banking from your bank then set-up texting and emails alert notification, for any transaction or activities on your bank account, debit and credit cards.
You get access to a credit monitoring platform such as credit bureau TransUnion, Equifax, and Experian, or Credit Karma, Credit Nav, Nerd Wallet. Credit Sesame, Credit Wise and more. Some of them are paid services but the vast majority of them are free of charge and easy to use. Those tools can help you watch your credit activities, monitoring any inquiry and see if someone had open a credit card or apply for alone on your behalf.
Setting a two steps verification
Two-factor authentication, also known as two-step verification, means to log into your account, you need two ways to prove you are who you say you are. This is an extra layer of security that will help keep your accounts safe. Click here to learn how to set up two-factor authentication.
This is an important step and it will only take a few seconds of your precious time. You have to verify if your credentials are part of any recent data breach. The best way to find out if you’re impacted is with the Have I Been Pwned website. It’s an easy-to-use site with a database of information that hackers and malicious programs have released publicly. It monitors hacker sites and collects new data every five to 10 minutes about the latest breaches. You can even set up alerts to be notified if your email address is impacted in the future. Click here to find out if your email address has been compromised.
Change your password
Whenever you hear news of a data breach, it’s a good idea to change your account passwords every 60 days. This is especially true if you use the same credentials for multiple websites. If your credentials are stolen from a breach, criminals can test them on other sites to log into those accounts as well.
Beware of phishing scams
Scammers will try and piggyback on data breaches like this. They will create phishing emails, pretending to be from the affected company, hoping to get victims to click on malicious links that could lead to more problems. You need to familiarize yourself with what phishing scams look like so you can avoid falling victim to one.