Tips to Know Before You Start Looking for in a New House
Today in America is the best period to buy a New House because Mortgage rates still remained low, and home prices definitely remain stable or rising lightly in some real estate merging market in some communities where the job market regain a boost up. A September 2017 poll by NeighborWorks America shows that nearly 90 percent of consumers
consider the idea to become
a home ownership
at least somewhat they think about it, this the most important matter. Position yourself
in the market
to guarantee
your home ownership
success, maybe a difficult task to do, if you are motivated and you want to learn
I lay-down in this article guidelines from NeighborWorks America
that should help you out to fulfill your dream
:

-
- Get professional help: The best way to learn
what you need to know about buying
a home is to meet with a nonprofit
housing counselor. Look for a certified professional who can explain the different mortgages
and interest rates, the effect of credit scores on loan approval, how much
down payment is needed for purchase and how many homes you can really afford. “The housing market
is tough right now, with fewer homes for sale on the market than usual, and new mortgage rules and many mortgage
product
s to choose
,” said Marietta Rodriguez
, vice president of homeownership
and lending
at NeighborWorks America. “To be in the strongest position to make an offer that is accepted, consumers
have to be prepared
. That’s where initial consultation with a housing
counselor
is vital
, even before meeting with other professionals
involved in the process.” To see a video describing
more about the numbers to know, click here.
- Get professional help: The best way to learn
-
- Build a budget: Smart consumers
approach to home
ownership
with a budget
, but surveys show
that less than one-third of potential buyers
have one. Start with a budget that includes potential changes
in commuting costs
, home maintenance
expenses
and even life changes
, such as becoming
a parent or paying for college
. “Once all the numbers
are on the table
, it’s easier to see
what type of home
suits a family’s
budget and needs,
what might
be necessary financial trade
-offs and what could be a direct line to trouble
,” said Rodriguez.
- Build a budget: Smart consumers
- Be determined, not desperate: A winning
bid
on the wrong home
can spell trouble.
A bidding war
could weaken
your determination
to find the right home
while pushing the limits
of your budget
. Moreover
, sellers
know that desperate
buyers
may avoid inspection
contingencies. “Forgoing a home inspection
to move up
a place
in the bidding process
could be costly down the road if problems
and defects
with the home
arise. Neighbor
Works recommends
that homebuyers
have a home inspection
, and know
as much as possible
about the inside
of a home as the outside,” added Rodriguez. Ramping Up Your Home
‘s Curb
Appeal Is a Smart Move
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