Tips to Know Before You Start Looking for in a New House 



 

Today in America is the best period to buy a New House because Mortgage rates still remained low, and home prices definitely remain stable or rising lightly in some real estate merging market in some communities where the job market regain a boost up. A September 2017 poll by NeighborWorks America shows that nearly 90 percent of consumers consider the idea to become a home ownership at least somewhat they think about it, this the most important matter. Position yourself in the market to guarantee your home ownership success, maybe a difficult task to do, if you are motivated and you want to learn I lay-down in this article guidelines from NeighborWorks America that should help you out to fulfill your dream:

Real estate agent introducing a new homeowner family their house

 

 

    1. Get professional help: The best way to learn what you need to know about buying a home is to meet with a nonprofit housing counselor. Look for a certified professional who can explain the different mortgages and interest rates, the effect of credit scores on loan approval, how much down payment is needed for purchase and how many homes you can really afford. The housing market is tough right now, with fewer homes for sale on the market than usual, and new mortgage rules and many mortgage products to choose,” said Marietta Rodriguez, vice president of homeownership and lending at NeighborWorks America. “To be in the strongest position to make an offer that is accepted, consumers have to be prepared. That’s where initial consultation with a housing counselor is vital, even before meeting with other professionals involved in the process.” To see a video describing more about the numbers to know, click here.

 

    1. Build a budget: Smart consumers approach to home ownership with a budget, but surveys show that less than one-third of potential buyers have one. Start with a budget that includes potential changes in commuting costs, home maintenance expenses and even life changes, such as becoming a parent or paying for college. “Once all the numbers are on the table, it’s easier to see what type of home suits a family’s budget and needs, what might be necessary financial trade-offs and what could be a direct line to trouble,” said Rodriguez.

 

  1. Be determined, not desperate: A winning bid on the wrong home can spell trouble. A bidding war could weaken your determination to find the right home while pushing the limits of your budgetMoreover, sellers know that desperate buyers may avoid inspection contingencies. “Forgoing a home inspection to move up a place in the bidding process could be costly down the road if problems and defects with the home arise. NeighborWorks recommends that homebuyers have a home inspection, and know as much as possible about the inside of a home as the outside,” added Rodriguez. Ramping Up Your Home‘s Curb Appeal Is a Smart Move

 

 

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